Three in five first-time buyers depend on the bank of mum and dad in order to get onto the property ladder, according to research by Just Group. In the last five years, 61 per cent of FTBs relied on financial help from relatives in order to purchase a property. In comparison, just 20 per cent of FTBs relied on financial assistance from relatives 30 years ago.
As 2024 gets underway, homeowners facing the end of their fixed-rate mortgage terms are presented with a critical decision - navigating the remortgage market to secure the best possible deal. The landscape of interest rates and mortgage products is ever-changing, and making the right choices can significantly impact your financial future.
Imagine talking with your mortgage broker on a Monday morning, and learning of a mortgage product, with an agreeable rate for you. But come Friday that rate has increased to the point whereby monthly mortgage repayment figures have gone up by £400! Well, we have indeed had incidents whereby this has happened. And it’s happening to varying degrees weekly. So we are URGING mortgage-seekers across the UK to be ‘mortgage document ready’.
As homeowners we’ve learned to maximise every inch of outdoor space. The last 18 months have taught us the benefits of being outside and made us think of any balcony, rooftop, or garden as an extension of our home. Those of us without a postcard worthy view have made the best of what we have, planting pots to detoxify the air and throwing open the windows to breathe in every little bit of nature, whenever we can.
Whether you’re buying your first home, moving home, remortgaging, or buying to let, we promise to deliver an exceptional service, with a simple and uncomplicated approach. We are a small company with big ambitions and strong values to help you realise your dreams. Here are some of the reasons why you can trust us to put these into practice.
