As the local high street shifts, Skyline Mortgage Consultants are committed to providing accessible, personalised mortgage solutions to the local community. While the big banks may bid farewell, our doors remain wide open, offering free face-to-face mortgage consultations online.

By booking a thorough insurance review with a knowledgeable mortgage adviser, you can gain a better understanding of the types of policies available and ensure you have the right protection in place for your unique circumstances. They can help you identify any gaps in your coverage and recommend solutions tailored to your specific needs.

Divorce is tough, especially when it comes to deciding who keeps the house. But don't worry, there's help available. Let's talk about why it's essential to get expert mortgage advice during this time. We'll cover everything from dividing assets to protecting your home and financial stability. Remember, while friends offer support, professional advice is key to securing your future.

As 2024 gets underway, homeowners facing the end of their fixed-rate mortgage terms are presented with a critical decision - navigating the remortgage market to secure the best possible deal. The landscape of interest rates and mortgage products is ever-changing, and making the right choices can significantly impact your financial future. 

Embarking on the journey to apply for a mortgage as a first time buyer is undoubtedly an exciting but often anxious time. Navigating today’s complex mortgage market has become increasingly complex. An independent mortgage broker becomes your indispensable ally. Beyond being a mere intermediary, a mortgage broker is your guide through the intricacies of today's dynamic mortgage market, offering essential specialist mortgage advice.

For savvy homeowners and potential buyers, a drop in house prices could mark the beginning of an ideal opportunity. With the prospect of reduced mortgage rates on the horizon, could this make homeownership more accessible than it has been in a long time?

The Bank of England has finally decided to hit the pause button on the base rate, holding it steady at 5.25%. After fourteen consecutive rate hikes since December 2021, they've decided to give us a breather. But what does this mean for homeowners? 

Imagine talking with your mortgage broker on a Monday morning, and learning of a mortgage product, with an agreeable rate for you. But come Friday that rate has increased to the point whereby monthly mortgage repayment figures have gone up by £400! Well, we have indeed had incidents whereby this has happened. And it’s happening to varying degrees weekly. So we are URGING mortgage-seekers across the UK to be ‘mortgage document ready’.

The UK mortgage landscape has experienced a significant shift, with rising mortgage rates becoming a growing concern for homeowners. However, amidst these uncertainties, the UK Mortgage Charter has emerged as a beacon of hope, offering practical ways to help UK homeowners during remortgaging and providing peace of mind in these challenging times. 

As a specialist mortgage broker in London, we understand the importance of being prepared when your fixed rate mortgage term is coming to an end. It is crucial to make informed decisions that can potentially save you money and secure the best possible mortgage deal for your specific needs. Here, we outline five essential steps you should take when your fixed rate mortgage term is ending.

It's not just homeowners feeling the current mortgage pressure; even tenants are worried that their landlords, facing higher rates themselves, will increase their rent. Our mortgage consultant explores five reasons why mortgages have become such a source of discussion and detail our top tips for not letting mortgage worry get the better of you.

Specialist mortgage advice has traditionally been sought by those with specific requirements, but changes in society, and the growing trend towards flexible working have altered our housing needs. These changes mean that an increasing number of potential homeowners will fall outside of traditional mortgage selection criteria. And as a result, specialist mortgage products are becoming increasingly relevant to all home buyers.

The UK Chancellor of the Exchequer, Jeremy Hunt, has delivered his first Spring Budget. While it had very little mention of first-time buyers or mortgage rates, we share our thoughts on what it means for homeowners.

Spring is in the air and the property market appears to be in better shape than many predicted during the dark days of last October. According to recent data from Rightmove, the housing market is showing green shoots of recovery. The topline of the report states that the market is better than expected and more buyers are returning, so are we seeing the green shoots of recovery?

The Bank of England Base Rate is currently at 3.50% and is predicted to rise. Anything else as far as mortgages are concerned, is anyone’s guess. We are seeing mortgage rates start to fall and house prices are predicted to fall. But while it’s impossible to predict what will happen to the housing market, it is possible to ensure you get the right mortgage rate in 2023. And here’s how you do it.

On the 17th November 2022, the Chancellor Jeremy Hunt, presented his Autumn Statement to Parliament in a bid to restore some stability to the British economy. With the announcement that the UK now joins many other countries in a recession, and much talk of taxes, less was said about the impact on mortgages than in previous announcements. So, what does the Autumn Statement mean for mortgages?

Understandably, recent market turbulence has prompted an influx in homeowners reaching out to their lender or mortgage broker, over concerns about monthly payments and what will happen once their fixed-rate mortgage deal ends. It seems that we all have plenty of mortgage questions that need answering right now. Here we address a few of the most pressing mortgage questions as best we can, to shed some light on what the future holds for your mortgage.

Chancellor Kwasi Kwarteng today announced a significant change in the overhauling of UK stamp duty land tax (SDLT). Whilst not taking the cuts as far as some homebuyers would have liked, the changes will mean welcome savings in particular for first time buyers.

As the price of energy rockets, generating solar power and using it within your own household now offers a far bigger saving than it used to. Not only can solar panels reduce your energy bills, they can also improve your carbon footprint, too. More and more people are remortgaging their current properties releasing equity to fund home improvements in the hope that the value of their property will increase in the long term. However, remortgaging could also be an option for funding solar panels. Solar power might not only increase the value of your property, but also tick the box for homeowners looking for an energy efficient house to reduce energy bills.

Remortgaging a property can bring, typically, many advantages to homeowners from saving money by switching to a more competitive rate, to providing an opportunity to release funds from your home to carry out home improvements. But with the UK base rate having risen to 1.25%, the highest it’s been since 2009 - are homeowners heading for a stampede when it comes to securing new mortgage products to secure new rates?

For many people, the recent interest rate rise will mean an increase in their outgoings at a time when incomes are already stretched. It is important, therefore, to consider how a rise in interest rates might affect your ability to meet your mortgage or rental payments.

We are all well-versed in the prevention of plastic pollution in the home. But are you aware of the often ‘hidden’ impact of manufactured goods in our houses taking their toll on our home environment and our health? Here are some quick fixes for each room in your house that will help you get that much closer to a sustainable home environment.

An estimated 700,000 people left London for the countryside during Lockdown, opting for more space to work from home and have the great outdoors on their doorstep. However, while many people are enjoying their new found freedom, others are starting to regret their decision and are flocking back to the city, having made the most expensive mistake of their lives.

Groceries, energy prices and fuel are on the rise, to the point where we cannot fail to notice. With 4 in 10 Britons expect their finances to decline over the next year, and with a warnings of further increases on the cards come Autumn, should we all use the summer window to start paying close attention to our spending habits - and start making more sustainable choices at home in a bid to save?

It would be fair to assume that most people are familiar with the purpose of making a Will, but did you know that Will writing is just one element of estate planning? Although an extremely important component, estate planning goes much further than Will writing, to determine your wishes about wider aspects of your life including your finances, health, care and more.

The last few years have seen chocolatiers and supermarkets step-up when it comes to reducing all the unnecessary packaging around Easter eggs, and as a result it’s now far easier to find ethical easter eggs on the shelves. If you’re looking to seek out eggs that are not only plastic-free, but offer some cracking ethical credentials this Easter, then look no further than our incredibly impressive ‘top five’ ethical Easter eggs.

We're here to shine a light on everything there is to love about the home buyer process, so you can set off on your journey with a positive mindset on how to buy a property in the Capital, and possibly help to make it happen for you.

January is the perfect month to make some small but clever changes to your spending habits. Here is a rundown of our top ten small money moves that could tot-up to big savings on your finances this year.

After the turbulence and turmoil of 2020, nobody really knew how 2021 would pan out. But as we approach the end of the year, having avoided another lockdown and with things feeling a little calmer than this time last year, the market seems to be settling down once more.

We’ve handpicked ten gorgeous gifts for new homeowners this Christmas. You can’t go wrong with some of these timeless classics, however many times you’ve moved house! And if you’ve recently moved yourself, then you may well want to treat yourself to something special to mark your first Christmas in your new home.