Three in five first-time buyers depend on the bank of mum and dad in order to get onto the property ladder, according to research by Just Group. In the last five years, 61 per cent of FTBs relied on financial help from relatives in order to purchase a property. In comparison, just 20 per cent of FTBs relied on financial assistance from relatives 30 years ago.
It would be fair to assume that most people are familiar with the purpose of making a Will, but did you know that Will writing is just one element of estate planning? Although an extremely important component, estate planning goes much further than Will writing, to determine your wishes about wider aspects of your life including your finances, health, care and more.
The last few years have seen chocolatiers and supermarkets step-up when it comes to reducing all the unnecessary packaging around Easter eggs, and as a result it’s now far easier to find ethical easter eggs on the shelves. If you’re looking to seek out eggs that are not only plastic-free, but offer some cracking ethical credentials this Easter, then look no further than our incredibly impressive ‘top five’ ethical Easter eggs.
We’ve handpicked ten gorgeous gifts for new homeowners this Christmas. You can’t go wrong with some of these timeless classics, however many times you’ve moved house! And if you’ve recently moved yourself, then you may well want to treat yourself to something special to mark your first Christmas in your new home.
